Personal Banking
Personal Bank Accounts
Banking should feel personal. Our accounts are built to support your goals with trusted service, competitive rates, and the hometown support you deserve.
Our Accounts
Simple, Transparent Personal Banking
No unnecessary layers, no surprise fees. Choose the account that fits how you manage your money.
Personal Checking
- No service fees with online statements
- BOC Pay a Friend
- Mobile Check Deposit
- FDIC insured up to $250,000
- Apple Pay, Samsung Pay, Google Pay
- Opening deposit of $25
- Debit card
Personal Savings
- No service fees with online statements
- FDIC insured up to $250,000
- Opening deposit of $25
Certificate of Deposit (CD)
- Early withdrawal penalty will apply
- Must fund within 7 days to lock rate
- FDIC insured up to $250,000
- Minimum balance of $1,000
Money Market
- No service fees with online statements
- Minimum balance of $1,000
- FDIC insured up to $250,000
Current Rates
See How Your Money Can Work Harder for You
Explore our latest rates and see full details, terms, and account options. Competitive rates designed to support your financial goals.
Personal Loans
Flexible Financing Built Around You
Take advantage of competitive interest rates, customized terms, and a streamlined application process tailored to fit your financial needs. Whether you're covering personal expenses or financing a vehicle, BOC Bank offers the resources and support to make borrowing simple and rewarding.
Let's Connect
*Loans are subject to credit approval