Banking at BOC

BOC offers no monthly fee, easy access accounts that will allow you to bank and
never visit a branch.

Get Started

Image of computer screen with a checklist

Checking Accounts

  • Free to open with issuance of debit card
  • No monthly fees with electronic statements
  • Reimburse two ATM fee transactions not to exceed $8 a month
  • Mobile Check Deposit
  • Easy to use Online and Mobile Banking Platform
Image of upward trending bar chart

Interest Bearing Accounts

  • Choose from Savings Account or Certificates of Deposit
  • Money Market Account
  • Accounts to let your money start to work for you
Image of money hovering over an open hand

BOC Collect

  • Customers will be able to electronically settle with other business accounts for free
  • Payments will arrive the next business day
  • Apartment owners, gym owners and city municipalities will be able to set up collections and avoid paying large credit card fees
  • Only available for business customers
Image of computer screen with plotted line chart

Business ACH Upload

  • Send or receive a large amount of transactions
  • Upon approval, BOC allows businesses to upload a single file with multiple ACHs to save you time and money
  • Payments will settle the next business day
Image of clipboard with checklist

Other Account Features

  • BOC Pay: Free electronic payments system that settles the next business day
  • Pay-A-Friend: Pay anyone with a valid cell phone number
  • Remote Check Deposit Available *limits apply
 

Rates

TypeAPY*Effective Date
Savings0.40%5/16/2018
Money Market0.65%5/16/2018
30 day CD0.40%9/21/2018
90 day CD0.80%12/20/2018
180 day CD1.05%12/20/2018
1 year CD1.51%12/20/2018
Minimum opening balance of $1,000 for CDs. Penalties will be imposed for early withdrawal of CD accounts.
Minimum opening balance of $1,000 on Money Market accounts and $25 on Savings. Rates may change after account is open. Fees could reduce earnings on accounts.
*APY = Annual Percentage Yield


Open an Account

We’re ready to change the way you think about banking and get you where
you want to go. You first.

Apply

FDIC logo View our Privacy Policy | Patriot Act | CRA Notice | Consumer Complaint Notice
Copyright © BOC Bank. All Rights Reserved NMLS#: 761945