Meet Kris Anderson
"I am committed to providing you with the highest quality service combined with the lowest rates available. You will receive one-on-one service to ensure that you get a mortgage loan that is tailored specifically to your needs. My team and I are dedicated to making your home purchase an easy and seamless experience. I promise to place your interests first, with a goal of creating a lasting relationship."
The Right Loan for Your Situation
From first-time homebuyers to seasoned investors, BOC Bank offers a full range of mortgage products with competitive rates and relationship-based underwriting.
- As low as 3% down
- Primary residence, 2nd homes and investments
- Down to 620 credit score
- Seller can pay up to 3% towards closing costs
- As low as 10% down
- No mortgage insurance (MI) required
- Fixed and adjustable rates
- Down to 700 credit score
- Zero down payment
- Primary residence only
- Income and location restrictions apply
- Down to 600 credit score
- Seller can pay up to 6% towards closing costs
- Easier credit qualifying
- Low 3.5% down payment
- Great for first-time homebuyers
- Down to 580 credit score
- Seller can pay up to 6% towards closing costs
- Down payment assistance programs available
- Zero down payment
- Seller can pay up to 4% towards closing costs
- Down to 580 credit score
- Up to 80% LTV throughout Texas
- Down to 620 credit score
Start Your Home Loan Today
Get personalized guidance from Kris and the BOC mortgage team. Apply online or reach out directly — we'll find the right loan for your situation.
All loan programs, rates, terms, and conditions are subject to change without notice. Credit approval, underwriting guidelines, and program eligibility requirements apply. Not all applicants will qualify. Loan programs may include additional costs such as mortgage insurance or funding fees. Property location, occupancy, and income restrictions may apply to certain loan programs. This is not a commitment to lend.